What Is Some Good Cheap Health Insurance? | All about Insurance ...

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1. Call your state insurance commissioner’s office and see if they have a “children’s insurance plan/pool” for kids (in Georgia, for example, there’s “Peachcare for Kids,” which offers really good coverage at a really low price). While talking w/ the Commissioner’s office, also explain your specific situation. 2. If your state doesn’t have a kids’ plan or if you don’t “qualify” for it, then shop for coverage on your kid’s first (and probably yourself, too – hey, it doesn’t hurt to check around). Visit NAHU.org, which is the professional association of guys like me who specialize in health insurance, and find a local broker (www.nahu.org), or visit my website and run a few quotes yourself. TIP 2: try to stick with “name brand” insurance companies (like BCBS, Aetna, Humana, United Healthcare, etc.). There are a lot of other plans around that are often cheaper, but “you get what you pay for,” meaning they may do pretty well for everyday medical costs, but if something big & expensive happens (like, say, an accident where there’s $30,40,50,000+ in health expenses) you may have some difficulty collecting from them (do an online “search” for any of those “other” plans you may be considering and read the experiences that other folks have had with them).

Source: What Is Some Good Cheap Health Insurance? | All about Insurance ...